The Central Bank of the UAE (CBUAE) has been steadily tightening expectations on risk management, operational resilience, governance, and consumer protection. Circulars, regulations, and guidance cover everything from credit and liquidity to outsourcing, technology risk, and conduct. For many institutions, the real challenge is not understanding individual documents—it is operationalising CBUAE’s expectations as a coherent, day‑to‑day operating model.
Falconry360 is designed to help do exactly that: turn regulatory expectations into structured risks, controls, workflows, and evidence.
Building a Single View of CBUAE Obligations
The starting point is to create a structured obligations register that captures CBUAE requirements across relevant regulations and circulars.
In practice, this means:
- Breaking high‑level documents into clause‑level obligations with clear descriptions, applicability, and owners.
- Tagging obligations by theme (e.g., governance, risk management, liquidity, outsourcing, cyber, resilience, consumer protection).
- Linking each obligation to the relevant entities, business units, products, or services it applies to.
Once this is in place, risk and compliance leaders can see, at a glance, what CBUAE expects, where it applies, and who is responsible.
Linking Obligations to Risks and Controls
To move from paper to practice, obligations must be connected to risks and controls.
A CBUAE‑aligned operating model should:
- Map obligations to specific risks in the enterprise risk taxonomy (for example, credit risk, operational risk, technology risk, conduct risk).
- Map obligations to controls and policies, including design and operating details, owners, and testing regimes.
- Flag where obligations are not yet fully mapped or where control coverage appears weak.
This linkage allows institutions to answer questions such as: “For this CBUAE requirement, which controls and evidence do we rely on?” and “If this control fails, which obligations might we breach?”
Integrating Operational Resilience and Business Continuity
CBUAE expectations on operational resilience require institutions to consider not just systems, but the continuity of important business services. For UAE institutions, operational resilience expectations under CBUAE interlock with national standards such as AE/SCNS/NCEMA 7000:2021, which define how BCM capabilities should be structured and tested in practice.
Using a single operating model, institutions can:
- Identify important business services relevant to CBUAE expectations and map them to processes, systems, locations, and third parties.
- Link these services to risks, obligations, and controls already defined in the platform.
- Design and test resilience and business continuity plans that are directly tied to those services and dependencies.
This creates a traceable line from CBUAE resilience expectations, through specific services and scenarios, to the controls and plans that support them.
Governance, Reporting, and Board Oversight
CBUAE places strong emphasis on governance structures and board oversight of risk and compliance.
An integrated platform helps by:
- Providing dashboards and reports tailored for board and committee consumption, grounded in live data rather than static spreadsheets.
- Demonstrating how risk appetite, limits, and policies are implemented across the institution.
- Linking board‑level decisions and risk appetite statements to underlying risks, controls, incidents, and remediation actions.
This allows boards and senior management to see not just policies on paper, but how those policies are actually being executed.
Using Falconry360 and FalconryX to Stay Ahead
With Falconry360:
- CBUAE expectations are captured as structured obligations with clear mappings.
- Risks, controls, incidents, and issues are recorded once and reused across multiple regulatory themes.
- FalconryX assists with reading new CBUAE documents, suggesting mappings, and highlighting potential impacts.
Rather than reacting to each new circular as a separate project, institutions can manage CBUAE expectations through one consistent, intelligent operating model.
